No Medical Exams | No Doctor Visits | Get Covered By Phone Today | Call (800) 941-9290
Comprehensive Coverage For Every Family
No medical exams. No doctor visits. Get covered entirely by phone from the comfort of your home. Day One Coverage available on qualifying policies.
Get a Free Quote Call (800) 941-9290As an independent agency we are contracted with top A-rated carriers including Americo, Ethos, American Amicable, Mutual of Omaha, and Corebridge Financial. This means we shop multiple carriers to find the best coverage at the best price for your unique situation — all handled completely over the phone.
PERMANENT COVERAGE
Whole life insurance provides permanent lifetime coverage to age 100 as long as premiums are paid. Your premiums are fixed and will never increase. Your death benefit is guaranteed and will never decrease.
No medical exam required for most policies. Day One Coverage available on qualifying policies. Everything handled completely over the phone.
POLICY BENEFITS
Day One Coverage on qualifying policies
Terminal illness rider — access benefits early if diagnosed
Builds cash value — earning guaranteed 2-3% annually
Fixed premiums — price never increases
Tax-free death benefit paid to your beneficiary
AFFORDABLE PROTECTION
Term life insurance provides affordable temporary coverage for 10, 20, 25, or 30 years. It offers the highest coverage amounts for the lowest cost — up to $2 million in coverage. Perfect for young families, new homeowners, and primary income earners.
No medical exam required for most policies. Day One Coverage available on qualifying policies.
POLICY BENEFITS
Day One Coverage on qualifying policies
Living benefits rider — access death benefit if critically, chronically, or terminally ill
Cash Back Offer (CBO) — get 50% to 100% of premiums back if you outlive the term
Level death benefit — never decreases during the term
Tax-free death benefit paid to your beneficiary
WEALTH BUILDING PROTECTION
Indexed Universal Life insurance is flexible permanent coverage with cash value tied to the S&P 500. When the market goes up you earn — when it goes down you never lose a dime due to a 0% floor. Allows up to $1 million in coverage.
No medical exam required for most policies. Day One Coverage available on qualifying policies.
POLICY BENEFITS
Day One Coverage on qualifying policies
Living benefits rider — access death benefit if critically, chronically, or terminally ill
Market-linked cash value growth — accumulating 6-8% when market rises
Tax-free retirement income through policy loans — no age limits or IRS penalties
Overfunding option to accelerate cash value and increase death benefit over time
PEACE OF MIND COVERAGE
Final expense insurance is affordable whole life coverage designed to cover funeral costs, medical bills, and outstanding debts. Available for clients ages 50 to 85 with simple approval — no medical exam required for most policies.
Day One Coverage available on qualifying policies. Everything handled completely over the phone from your home.
POLICY BENEFITS
Day One Coverage on qualifying policies
Terminal illness rider — access benefits early if diagnosed
No medical exam required for most policies
Fixed premiums — price never increases
Guaranteed lifetime coverage — never expires
HOME PROTECTION
Mortgage protection insurance is coverage specifically designed to pay off your mortgage if you pass away unexpectedly. Your family will never lose their home. For most families their home is their most valuable asset — this policy protects it.
No medical exam required for most policies. Day One Coverage available on qualifying policies. Handled completely over the phone.
POLICY BENEFITS
Day One Coverage on qualifying policies
Living benefits rider — access death benefit if critically, chronically, or terminally ill
No medical exam required for most policies
Mortgage paid off completely if you pass unexpectedly
Your family keeps their home no matter what happens
No medical exams. No doctor visits. No waiting rooms. Get the coverage your family deserves entirely over the phone. Day One Coverage available on qualifying policies.
Serving all 50 states nationwide.
Get a Free Quote Call (800) 941-9290Get the Coverage you need for the Price you Deserve
