Privacy Policy

Last Updated: January 1, 2026

Opulent Life Financial ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website opulentlifefinancial.com, submit a form, or contact us by phone, text message, or email.

1. Information We Collect

Personal Information: Name, email address, phone number, date of birth, state of residence, and other information you voluntarily provide when requesting a quote, contacting us, or submitting an application.

Usage Data: Information about how you use our website including IP address, browser type, pages visited, and time spent on pages.

Communications: Records of phone calls, text messages, emails, and other communications between you and our team.

2. How We Use Your Information

• Provide life insurance quotes and policy information
• Contact you regarding your insurance needs and available products
• Send calls, emails, and text messages related to your request and, where permitted, marketing communications
• Process applications and recruitment inquiries
• Improve our website and services
• Comply with legal and regulatory requirements

Message and data rates may apply. Message frequency may vary. You may opt out of text communications at any time by replying STOP.

3. How We Share Your Information

We do not sell your personal information. We may share your information with:

• Insurance carriers including Americo, Ethos, American Amicable, Mutual of Omaha, and Corebridge Financial for quoting, underwriting, and policy processing
• Service providers who assist us in operating our website, CRM systems, communications platforms, and business operations
• Compliance partners, regulators, or legal authorities when required by law or to protect our rights

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. We may use tools such as Google Analytics to analyze website traffic and improve performance.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information. Our website uses SSL encryption to safeguard data transmitted between your browser and our systems.

6. Your Rights

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information where applicable
• Opt out of marketing communications at any time
• Request information about how your data is used or shared

To exercise any of these rights please contact us at info@opulentlifefinancial.com or call (800) 941-9290.

7. Third Party Links

Our website may contain links to third party websites. We are not responsible for the privacy practices of those websites and encourage you to review their policies separately.

8. Children's Privacy

Our website is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.

9. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised effective date.

10. Contact Us