Privacy Policy.
Your privacy matters to us. This policy explains what information we collect on this website, why we collect it and how we protect it.
Last updated: October 21, 2026
Who we are
Opulent Life Financial is an independent insurance agency. This Privacy Policy explains how we collect, use and protect information on opulentlifefinancial.com. Because we are an insurance agency, we also follow the insurance privacy laws that apply to us.
By using this website, you agree to the practices described here. However, if you do not agree, please do not use the site or submit your information.
Information we collect
When you request a quote, you give us your name, date of birth, phone number, email address, state, coverage interest and message. Likewise, if you apply to join our team, you tell us your name, contact details, state, license status and experience level.
In addition, our website automatically records technical information, such as your browser type, your device and the pages you visit. We use this information to understand how the site performs.
How we use your information
We use your information to respond to your request, to prepare quotes and to contact you by phone or email about your request. Moreover, we use it to improve our website, to keep the site secure and to meet our legal obligations.
We do not use your information for anything unrelated to these purposes without telling you first.
How we share your information
We share information with the insurance carriers and service providers that we need to complete your request. For example, we use providers for website hosting, email delivery and website security. We may also share information when the law requires it.
We do not sell your personal information.
Phone and email contact
If you agree on our quote form, we may contact you by phone about your request. Therefore, please provide a number where you are comfortable receiving calls.
You can ask us at any time to stop contacting you, and we will respect that request. To do so, call us or email the address below.
Our chat assistant
Our website includes a virtual assistant named OLF. OLF is an artificial intelligence (AI) assistant, not a person, and it cannot give quotes or approve coverage. When you type a question, the text of your conversation is sent to Anthropic, an AI company that provides the technology behind the assistant, so that it can write a reply. Therefore, please do not share Social Security numbers, bank or card numbers, or health details in the chat.
If you ask an agent to call you, we receive your name, phone number, state and a copy of your conversation, and we use them to return your call. In addition, we do not keep a permanent chat history on our website, although a short record of your conversation stays in your browser until you close the tab.
Cookies, analytics and fonts
Our website uses Google Analytics and Google Search Console to understand how visitors find and use the site. Google Analytics may use cookies and similar tools to collect information such as the pages you view, your device and browser, and your approximate location. We use this information in summary form to improve the site. You can control cookies through your browser settings, and you can use the Google Analytics opt-out browser add-on that Google provides. However, blocking some cookies may change how parts of the site work.
In addition, our pages load fonts from Google Fonts. As a result, your browser may send technical information, such as your IP address, to Google when a page loads.
Security and retention
We use reasonable safeguards to protect your information. However, no website or email is completely secure, so please do not send Social Security numbers or detailed health information through the website or by email.
We keep your information only as long as we need it for the purposes above, or as the law requires.
Your choices and rights
Depending on where you live, you may have the right to ask what personal information we hold, to correct it or to ask us to delete it. To make a request, contact us using the details below.
Because we are an insurance agency, some laws require us to keep certain records. Therefore, we may not be able to delete everything you ask us to delete, but we will explain why if that happens.
Children
Our website is for adults. Therefore, we do not knowingly collect information from anyone under 18.
Changes and contact
We may update this policy from time to time, so the date at the top always shows the latest version. If you have questions about this policy, call us at (800) 941-9290, or email contact@opulentlifefinancial.com.