Privacy Policy

Last Updated: January 1, 2026

Opulent Life Financial ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website opulentlifefinancial.com or contact us by phone or email.

1. Information We Collect

Personal Information: Name, email address, phone number, date of birth, state of residence, and other information you provide when requesting a quote, contacting us, or submitting an agent application.

Usage Data: Information about how you use our website including IP address, browser type, pages visited, and time spent on pages.

Communications: Records of phone calls, emails, and other communications between you and our team.

2. How We Use Your Information

• Provide life insurance quotes and policy information
• Contact you regarding your insurance needs and our products
• Process agent applications and recruitment inquiries
• Improve our website and services
• Comply with legal and regulatory requirements
• Send you relevant information about our products and services with your consent

3. How We Share Your Information

We do not sell your personal information. We may share your information with:

• Insurance carriers including Americo, Ethos, American Amicable, Mutual of Omaha, and Corebridge Financial for the purpose of obtaining insurance quotes and processing applications
• Service providers who assist us in operating our website and conducting our business
• Legal authorities when required by law or to protect our rights

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. We use Google Analytics to analyze website traffic and improve our services.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information. Our website uses SSL encryption to protect data transmitted between your browser and our servers.

6. Your Rights

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of marketing communications
• Request information about how your data is shared

To exercise any of these rights please contact us at info@opulentlifefinancial.com or call (800) 941-9290.

7. Third Party Links

Our website may contain links to third party websites. We are not responsible for the privacy practices of these websites and encourage you to review their privacy policies.

8. Children's Privacy

Our website is not directed to children under the age of 18. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page with an updated effective date.

10. Contact Us