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About Us

Insurance, done personally.

Opulent Life Financial is an independent life insurance agency. Because we answer to our clients instead of a single company, we can recommend the coverage that fits you best.

AgencyIndependent
Carriers30 leading carriers
Your agentOne, start to finish
LicensedAll 50 states
Who We Are

An independent agency built around people.

Opulent Life Financial helps business owners, truckers, high earners and families protect their income and build lasting wealth. Because we are independent, no single insurance company limits the options we show you.

Our team of licensed agents works with 30 leading carriers, so they can compare coverage instead of selling one product line. As a result, each client receives a recommendation that reflects personal goals, budget and health.

We focus especially on wealth-building life insurance, such as indexed universal life. However, we also offer term, whole life, final expense and annuities, so we match the product to the person.

Finding you the coverage you need for the price you deserve.
Our Principles

What guides every conversation.

Independence

We are free to recommend any carrier we work with. Therefore, your coverage reflects your needs and not a single company’s product list.

Clear education

Insurance can feel complicated, so we explain every option in plain language. As a result, you understand what you are buying before you apply.

Honest expectations

We explain what a policy does and what it does not do. Moreover, we stay open about caps, charges and underwriting, because honest expectations build trust.

Lasting service

One dedicated agent stays with you from start to finish. Consequently, you never have to repeat your story to someone new.

How We Work

Personal service, handled by phone.

One agent, start to finish

When you contact us, we pair you with a dedicated licensed agent. That agent then stays with you through every step.

Phone first, nationwide

We handle all client work by phone, so you never need to visit an office. In addition, our phone line stays open 24 hours.

Licensed in every state

Our team includes licensed agents for all 50 states. Therefore, we can help you wherever you live.

Opulent Life Financial is an independent agency, and carrier underwriting makes the final approval decision on every application. Because availability varies by state and product, your agent confirms your options before you apply.
Get Started

Ready to talk with your agent?

Speak with a licensed agent by phone, or request your free quote online. Your dedicated agent will then walk you through your options.

Opulent Life Financial is an independent insurance agency. Licensed agents offer our insurance products, and each product requires underwriting and carrier approval. Because availability varies by state and product, a licensed agent confirms your options before you apply. Carrier names belong to their respective owners, so their appearance does not imply endorsement. We have no affiliation with the U.S. Department of Veterans Affairs, Social Security, Medicare or any other government agency. Each guarantee depends on the claims-paying ability of the issuing insurance company.