Terms of Use.
These terms explain the rules for using opulentlifefinancial.com. Please read them before you use the site.
Last updated: October 21, 2026
Acceptance of these terms
By using this website, you agree to these Terms of Use. However, if you do not agree, please do not use the site.
General information only
This website offers general, educational information about insurance. Therefore, it is not an offer or a contract of insurance, and it is not tax, legal or financial advice. Because each policy has its own terms, the policy itself controls your coverage.
No coverage through the website
Visiting this site or submitting a form does not create an insurance policy or guarantee coverage. Instead, a licensed agent confirms your options, and the issuing carrier makes the final approval decision through underwriting.
Your use of the site
You agree to give accurate information and to use the site only for lawful purposes. For example, please do not submit false information, try to disrupt the site or copy it in bulk.
Carriers and other websites
Our pages mention insurance carriers, and they may link to other websites. Because we do not control those websites, we are not responsible for their content. In addition, carrier names belong to their respective owners, so their appearance does not imply endorsement.
Ownership of content
The content, design and logo on this site belong to Opulent Life Financial or its licensors. Therefore, you may not copy or reuse them without written permission, except for your own personal, non-commercial use.
Disclaimers and limits of liability
We provide the site as is, so we do not promise that it will be error-free or always available. Moreover, to the extent the law allows, Opulent Life Financial is not liable for indirect or consequential damages that result from your use of the site.
Governing law
These terms follow the laws of the State of Illinois, without regard to conflict-of-law rules.
Changes and contact
We may update these terms from time to time, so the date at the top shows the latest version. If you have questions, call us at (800) 941-9290, or email contact@opulentlifefinancial.com.