No Medical Exams | No Doctor Visits | Get Covered By Phone Today | Call (800) 941-9290
Serving All 50 States Nationwide
Get covered entirely by phone from the comfort of your home. Day One Coverage available on qualifying policies.
No Doctor Visits | No Medical Exams | 100% By Phone
Get a Free Quote Call (800) 941-9290✦ NO MEDICAL EXAMS REQUIRED
✦ PHONE BASED COVERAGE
✦ ALL 50 STATES SERVED
✦ TOP A-RATED CARRIERS
Comprehensive coverage options for every family — all available with no medical exam for most policies
Permanent lifetime coverage that builds cash value. Guaranteed protection with living benefits included.
Learn MoreAffordable temporary coverage perfect for young families and new homeowners. Maximum coverage at lowest cost.
Learn MoreFlexible permanent coverage with tax-advantaged wealth building tied to a market index.
Learn MoreAffordable coverage for end-of-life expenses. Give your family peace of mind during difficult times.
Learn MoreEnsure your family never loses their home. Coverage designed to pay off your mortgage if you pass unexpectedly.
Learn MoreMany of our policies offer Day One Coverage — your protection starts immediately upon approval. No waiting periods on qualifying policies. Your family is protected from the very first day you are approved.
Get Covered TodayMost of our policies come with living benefits — allowing you to access a portion of your death benefit while you are still alive if you are diagnosed with a qualifying critical, chronic, or terminal illness.
You worked hard to protect your family. Living benefits make sure your policy also protects you.
Learn About Living BenefitsContact us by phone or fill out our quick quote form online.
We compare top A-rated carriers to find the best coverage at the best price for your family.
Everything is completed over the phone. No exams. No doctor visits. No hassle.
Your coverage begins. Your family is protected from Day One on qualifying policies.
★★★★★
"I never thought getting life insurance would be this easy. The whole process was done over the phone in less than an hour. No exams, no hassle. I was covered the same day!"
— Marcus T., Texas
★★★★★
"As a busy mom of three I didn't have time to go to doctor appointments. Opulent Life made it so simple. I got coverage for my whole family without leaving my couch."
— Denise R., Georgia
★★★★★
"The agent was incredibly knowledgeable and patient. They found me a policy with living benefits I didn't even know existed. I feel completely protected now."
— James P., Illinois
No obligation. No medical exam. Takes less than 2 minutes.
Get the Coverage you need for the Price you Deserve
